Many people assume that the only planning document they need to keep their assets out of Probate Court is a last will and testament. Actually, the opposite is true. Relying on a will to distribute your estate guarantees that your estate will go to probate court. However, there are ways to avoid the probate process entirely.
If you don’t have a will or trust and you have assets with no beneficiary, those assets must go through the Probate Court before they are distributed to your heirs. The court will use state law, known as the laws of decent and distribution, to determine the rightful heirs of your estate.
The answer to your question? No, a will is not enough.