Scam Alert: Bogus Funeral Notifications

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By Carmen Potterton

It seems that every time you turn on the news, there is yet another scam being reported and unfortunately, many of them tend to target senior citizens.

Senior Planet recently posted a scam alert concerning funeral notifications. An email is sent that is supposedly a notification that a friend has died. In order to get the details, you have to click on the link provided and once you do, the scammers infect your computer with malware. Malware generates viruses and spyware that allows the scammers access to your computer. [Read more...]

How often should you check your credit card purchases?

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According to a recent Mint article, you should be looking at your purchases at least every two weeks! Why?

  • Banks tolerate credit card fraud – they say it’s too expensive to be 100% sure. Meanwhile, we all pay for fraud – and it can happen on our credit card.

  • You only have 60 days to dispute a purchase. If you are not checking your purchases until you get the bill at the end of the month (or, like most people, even less often than that!), you might easily miss the 60 days.

  • If you don’t know it’s coming, you can’t budget for it – that’s what can happen with fraudulent charges if you are not checking. That is, you will just be charged.

    The One Big Mistake Every Consumer Makes

CA&A Elder Law Tips & News

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Living in two states – what is your residence?

According to former NAELA president, attorney Craig Reaves, you have only one legal residence or domicile. It does not matter, as you might think, how much time you spend in one location or the other. Rather, your residence is normally determine by the following questions:

  • Where are you registered to vote?

  • Where was your drivers’ license issued?

  • Which state do you list on your tax returns?

 

CA&A Elder Law Tips & News

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Be prepared for a disaster! According to a recent article in the Wall Street Journal, you should think ahead about what would happen if you have a flood or tornado. The article talks about a gentleman who kept his important papers in his bedroom in a water-proof safe. All was fine until a flood swept his home – and safe – away! So, here’s a list of items you should consider keeping offsite is a safe-deposit box or other secure location: house deeds or rental leases, a list of insurance policies and the policy numbers, bank documents, birth and marriage certificates, passports, copies of drivers licenses, stock and bond certificates, powers of attorney and wills, as well as valuable jewelry. They also suggest that you keep digital copies of these documents and your family photos in the cloud using services like Dropbox or Google Drive. For more tips and ideas, read the article, Prepare Your House & Finances for a Natural Disaster or call our office for a review of your preparedness for this and other aging related disasters such as a healthcare crisis.